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OAJ members are entitled to Turva’s voluntary home, car and personal risk insurance with a perpetual ten per cent discount. The discount begins with the first insurance period.

In addition, members receive an owner-customer discount that increases based on the length of your customer relationship with Turva. After a one-year customer relationship, the owner-customer discount is 5 per cent.

When the relationship has continued for five years, the owner-customer discount rises to 7 per cent, and after ten years to 10 per cent.

The owner-customer discount applies to all types of insurance, including vehicle insurance.

If you consolidate your insurance with Turva, you will receive the above-mentioned 7 per cent owner-customer discount right from the start, in addition to the membership discount.