Kaleva's voluntary insurances

Kaleva’s life insurance and accident insurance

OAJ offers its members affordable life and accident insurance to insure your entire family with a union discount of up to 65,3 per cent. You can also get an accident insurance policy at an affordable price.

  • 65,3 per cent discount negotiated by OAJ
  • Life insurance as individual or joint cover. It is enough if one of you is a member.
  • Average saving of 650 euros per year
  • Joint insurance, e.g. 17,40 euros/month (30-year-old OAJ member and their spouse, amount of compensation 200 000 euros)
  • Also includes 2 000 euro Selviytymisturva survival cover* as an additional benefit

*Selviytymisturva survival cover is a free additional benefit of Primus life and accident insurance, granted only to union members and their family members. Should the worst happen, the survival cover of 2 000 euros is paid to the insured’s estate or beneficiary. The purpose of the survival cover is to help cover for costs related to death, such as funeral and estate inventory expenses.

NEW benefit for those on parental leave: life insurance for one year free of charge!

The life insurance company Kaleva is now offering OAJ members on parental leave a new life insurance policy free of charge for one year. The benefit also applies to their spouses!

The insurance policy continues automatically after the first year with a 65,3 per cent discount granted to OAJ members. To use the offer, you will need a separate code, which you can find at the end of this page after logging in.

Important information:

  • The benefit can only be obtained from Kaleva’s website
  • You can also insure your spouse with joint insurance
  • The benefit is available once per policyholder and only for new insurance policies
  • Proof of parental leave can be requested to obtain the benefit.

As a member, you also get a low cost Lapsen Primus accident insurance for children for approximately 3 euros per month.

  • Valid any time, anywhere
  • Competitive sports up to the age of 18
  • No deductible.

Mutual Insurance Company Kaleva is responsible for the insurance cover.

Explore the insurance options and take advantage of your membership benefits on Kaleva’s website

Kaleva Life Insurance Calculator